
Our mission is simple: empower individuals and families to take control of their credit. We believe that access to fair, accurate credit reporting and responsible financial habits opens doors-renting a home, buying a car, qualifying for better interest rates, and building long-term stability.
We envision a community where credit is no longer a barrier to opportunity, and where clients feel confident about the steps they're taking toward a healthier financial life.
Transparent, Honest Gyudance – No false Promises
We operate under the Credit Repair Organizations Act (CROA) and respect the Fair Credit Reporting Act (FCRA).
Safeguarding your data with strong controls and confidentiality.
We teach strategies that help you maintain results.
Real support from real people who care.
Note: Results vary by individual. No company can promise a specific score increase. We are not a law firm and do not provide legal or tax advice.
Douglas G. Abbott Founder & Author. Douglas leads strategy and client education at Credit Services USA, authoring guides and to-do workbooks that simplify the credit improvement journey.
We review your goals and recent credit reports to identify potential inaccuracies, unverifiable items, or outdated information.
You receive a clear plan detailing what we'll dispute, what you can do at home, and what to expect each month.
We prepare compliant dispute letters and follow up with credit bureaus and furnishers, keeping you updated.
We share strategies for utilization, on-time payments, and healthy mix-so improvements last.
Discover how Credit Services USA has helped clients regain control of their finances and achieve the credit confidence they deserve.